How I retired at 36

I often get asked how I “retired at 36” so here is a bit of my story!⁣‎⁣‎This really isn’t supposed to be a “see how easy it is” or “anyone can do it the way I did” post. I fully acknowledge I had a huge amount of privilege and unfair advantages. Graduating from college debt […]

Invest like a robot

When you pick and choose stocks, you’re making a bet that you know more than the sum total of human knowledge that is constantly being priced into the stock market. And there are big trading companies out there that take advantage of humans who do this.‎ ‎ One of my favorite examples is a story […]

EFT vs Bank Wire

TL;DR Choose EFT Explanation When you link a new bank account to transfer money to or from your brokerage (Fidelity, Vanguard, Schwab, Betterment, etc) it will ask you if you want to use Electronic funds transfer (EFT) or Bank wire as shown in this image: EFT, also known as ACH (Automated Clearing House) or eCheck, […]

What is the best index fund? Comparing US total market and S&P 500 index funds

I often get asked, “what is the best index fund?” And the answer is really “You’re kinda missing the point”. There aren’t really “good” or “bad” index funds. They all do the same thing and that’s the point. They follow the index they’re assigned to. And all the little details just don’t matter that much.‎ […]