Yesterday I thought of this metaphor, then spent most of my Thursday night photoshopping tiny little logos onto a roulette wheel to make this post.

Last night I had this great idea in the shower. I was going to make a post to illustrate the devastating impact of buying a house and selling sooner than five years. The crushing 6% realtor fee (huge relative to a 20% down payment), the missed opportunity cost of investing that down payment, the nefarious impact of taxes, insurance, maintenance, mortgage interest and closing costs. It would serve as an illustration of how the financial benefit of owning is really only reaped after many years of ownership.‎

The stock market will go up and up and up without ever coming back down (aside from some temporary volatility along the way).‎ ‎ To