Last updated on February 25th, 2021 by If you post a reel to instagram and want to include a thumbnail in your feed/grid this template may be helpful to figure out what part will show when someone is scrolling through your grid.
I try not to be negative about products or services that are “good but not perfect.” Knocking something that’s a step in the right direction doesn’t serve the greater cause. I used to consider Robinhood to be in this category. Not my choice of brokerage, but a net positive for getting new investors interested and […]
One of the most common questions I get is “how do I invest for my child’s future?”. It can be a confusing landscape, so I break it down as simply as possible in this no-nonsense article.
Last updated on December 14th, 2020 by This position has been filled! The details of the post are left here for archival purposes. About the Company Personal Finance Club is a small, but profitable online startup seeking its first part-time employee! Founded in 2019 as a free educational resource with a mission to bring financial […]
Last updated on January 19th, 2021 by The quick answer It doesn’t matter because you shouldn’t be holding cash in your Roth IRA anyway. So just pick SPAXX and go on with your life. 😀 Longer explanation If you’re using Fidelity, you might see a button like this: That looks tempting, so you click on […]
Often I have a conversation like this with one my friends: My friend: My home is killing it. Six years ago I paid $300,000 for it and now it’s worth $380,000! That’s a profit of $80,000!Me: But if you sell it, wouldn’t you have to pay 6% realtor fees off the top?My friend: Well, yeah, […]
You did it! You saw my talk at the free HappyYou conference! If you’re looking for the slides you can download them here.
Last updated on March 10th, 2021 by A three-fund portfolio is a simple way to diversify across the world’s stock and bond markets, and guarantee yourself your fair share of the full world’s market growth. It’s optimal investing with optimal simplicity. What is a three-fund portfolio? A three fund portfolio is an allocation of just […]
I think getting these different “layers” confused is the absolute number one most common confusion in investing. So let’s walk through what happens when you invest.1. You go to a brokerage website (e.g. Vanguard.com)2. You open an account (e.g. a Roth IRA)… now your Roth IRA is with/inside of Vanguard.3. You contribute money to your […]
I often discuss how owning your primary home isn’t a great investment. In fact, after you account for property taxes, mortgage interest, maintenance, insurance, and realtor fees, almost every homeowner loses money net of their expenses. While most homeowners do sell the property for more than they bought it for, that just gives the illusion […]