Should I borrow money to buy a car or pay in full?

Borrowing money to buy a car is a triple whammy of staying broke.‎

1. Buy something you can’t afford‎
2. Pay more money borrow that money‎
3. The thing you buy plummets in value‎

I really can’t think of a more effective way to stay broke. And the difference it makes on your life is SO SUBTLE. Imagine being your parents age, and someone asking them “hey, how do you have $3 million in the bank?”. Their answer might be “Remember when you were driving that 1988 Ford Escort? I was driving a 1982 Oldsmobile Cutlass. (Those were the best selling cars of those respective years by the way) ‎

THAT’S IT. That fancy car you’re burning all of your money on is just going to be a STUPID CAR WE’RE MOCKING TWENTY YEARS FROM NOW. So if you get over yourself and just drive a car that’s ahead of its time and can already be mocked, you can explain where your $3 million came from in 40 years.‎

As always, reminding you to stay healthy by following the two PFC rules: 1.) Stay at home and 2.) Wash your hands early and often.‎‎‎‎‎‎‎‎‎‎‎‎‎
– Jeremy‎‎‎‎‎‎‎‎‎‎‎‎‎

via Instagram


Unlimited PTO

Why I always offer unlimited PTO

I started my first company as I was graduating college, without much real “corporate America” experience. As I began hiring employees in my mid-twenties, I


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Jeremy Circle

Hi, I’m Jeremy! I retired at 36 and currently have a net worth of over $4 million. 

Personal Finance Club is here to give simple, unbiased information on how to win with money and become a multi-millionaire!