Which investments yield the highest returns with the least effort?

Work vs returns
I was having a conversation a couple days ago about a new investor. He tried a few MLM/pyramid schemes, and when those didn’t work he moved onto some online forex trading nonsense. It occurred to me that if you’re brand new to the world of investing without much life experience to rely on, it’s pretty hard to identify what’s a real honest way to invest and make money versus what’s a get rich quick scheme that’s unlikely to work or an outright scam.‎

So here’s the chart! For the record, this has no scientific basis other than my opinion and personal experience. But that is based on 20+ years of investing, reading every investing book I can get my hands on as well as learning from the community.‎

So in this chart you want to be as far right as possible, and all things equal as far up as possible. (Why settle for more work unless you get more returns). ‎

• Index funds, robo-advisors (which invest in index funds) will get you the best returns with the least work.‎
• Physical investment real estate can potentially provide the best r