Sign up for our free live webinar!

Learn "How to Invest in Index Funds" on May 17th @ 5PM PT!

How can I track my spending more easily?

I started doing this a couple years ago and it still feels like a superpower. Every time my credit card is charged I instantly get a text message. It’s amazing how fast it works. When I swipe my card at the grocery store I almost instantly feel my phone buzz. When I give my card to a server at a restaurant I know exactly how long they wait to swipe it when they go in the back.⁣⁣
⁣⁣
I like this because it gives instant and total transparency into your spending. Especially stuff that isn’t happening with your card present. Like how my gym charges me at 3am, or how Amazon breaks up charges from a single order, sometimes across many days.⁣⁣
⁣⁣
If you think it may be annoying, I don’t find it to be. I only use my card about once a day on average. That’s not that many texts. I mean, when all my friends text me the same day I get TWICE that many. (I have two friends). ⁣⁣

I can’t tell you exactly where this option is on your credit card website, but I’m pretty sure most credit cards offer it. You might have to do some googling.⁣
⁣⁣
This isn’t going to change your life, but maybe you’ll catch a subscription you meant to cancel, or maybe you’ll have some more visibility into your spending. I even like having a little history in my text messages of my recent purchases in case I need to know an amount or update my budget. THE FUN IS ENDLESS. ⁣⁣
⁣⁣
As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.⁣⁣
⁣⁣
– Jeremy⁣⁣
⁣⁣
via Instagram

Sign up for our
free live webinar!

Come join us on Monday, May 17th @ 5PM PT!

We'll be giving away 10 free copies of the course as well as PFC swag gift cards!

Days
Hours
Minutes
Seconds

LEARN TO INVEST!

Days
Hours
Minutes
Seconds

Come join us on Monday, May 17th @ 5PM PT!

We'll be giving away 10 free copies of the course as well as PFC swag gift cards!

LET'S CONNECT

ABOUT

Jeremy Circle

Hi, I’m Jeremy! I retired at 36 and currently have a net worth of over $4 million. 

Personal Finance Club is here to give simple, unbiased information on how to win with money and become a multi-millionaire!

MORE BLOG POSTS

Is a 401k enough for retirement?

Nick literally spends 15 minutes on investing his entire life. The day he gets hired, he enrolls in his 401(k) plan, ramps up the contribution rate to 20% of his salary and chooses a target date index fund. He never

Read more →
Should I invest while in debt?

Should I invest while I’m in debt?

I get this question a lot: “I’m in debt, but I don’t want to delay investing.” I love that because you wanna start building wealth. But here’s the thing, right now you’re getting crushed by negative interest. Before you start

Read more →