6 people who became millionaires after 40

millionaires late in life
When talking about index funds we get a lot of comments that say “I don’t want to wait 40 years to become a millionaire!”

But the beautiful thing about building wealth through index funds is that you don’t have to do much. You don’t have to take huge risks, make difficult decisions, or spend time away from your loved ones. You can just live your life and it works its magic.

Want to get there faster? Grow in your career or build a business. That’s the way to do it. But that in itself requires bigger sacrifices and takes years to accomplish.

Take Jeremy for example – it took him 10+ years of living off of $36K/year and working HARD on his business in order to hit millionaire status.

And if you want to get rich overnight, that will be based purely off of luck and is more likely to keep you broke.

Luckily there is a way to build slow and steady growth without sacrificing that much of your time or energy. Can you guess what it is? 🙂

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.‎


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Rent vs Buy

The great debate: rent or buy?

Last night I had this great idea in the shower. I was going to make a post to illustrate the devastating impact of buying a house and selling sooner than five years. The crushing 6% realtor fee (huge relative to a 20% down payment), the missed opportunity cost of investing that down payment, the nefarious impact of taxes, insurance, maintenance, mortgage interest and closing costs. It would serve as an illustration of how the financial benefit of owning is really only reaped after many years of ownership.‎


How to invest course



Jeremy Circle

Hi, I’m Jeremy! I retired at 36 and currently have a net worth of over $4 million. 

Personal Finance Club is here to give simple, unbiased information on how to win with money and become a multi-millionaire!