How a ’99 Ford made me $91,131

I bought my ’99 Ford Explorer 10 years ago. I didn’t think much about it at the time, but looking back that decision to drive frugally has made me almost $100,000 today. The “two rules” were almost a decade from being written, but this is a real life example of how they worked for me.‎

Yes, that’s the actual craigslist ad from when I bought it. I keep stuff like this organized in Google drive.‎

So what excuses do you have for not driving frugally? Here are some excuses I hear:⁣‎
⁣‎
• “I need to impress clients”: Your clients literally couldn’t give a shit what you drive. Just clean up the french fries off the floor and they’ll be happy.‎
• “I need a safe modern car”: Remember 1990 when we were all driving cars and the year 2000 seemed like some far off distant future? What if you could drive a car from 2010?! Go buy one of those futuristic 2010 cars. If you want to be safer, stop texting and driving.‎
• “I don’t want my car to break down”. Oh toughen up. Even old cars rarely stop driving in the middle of the freeway (and if they do, pull over and call someone). If you notice something weird happening, take it to Dave and give him $500 and he’ll fix it. You’ve been scrolling through TikTok for four hours every day, I think you can handle a trip to the mechanic once a year.‎
• “I don’t want girls to think I’m poor.” Would you rather LOOK poor or BE poor? And if you’re dating the kind of girls who date guys based on what stupid car they drive you’ve already lost. Try having a cool personality instead of a cool car.‎
• “I want to have fun when I’m young.” Ok. I give you permission to have fun. And I don’t think you’ve really even lived until you’re barreling South on MX-1 with a belly full of tacos heading for Cabo with the moonroof open in your ’99 FORD EXPLORER SPORT! Try getting out of the house and living a little instead of trying to buy happiness from a guy named Trent wearing a cheap polo at the car dealership next to the county jail.⁣‎

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.⁣‎

– Jeremy⁣‎

via Instagram

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Jeremy Circle

Hi, I’m Jeremy! I retired at 36 and currently have a net worth of over $4 million. 

Personal Finance Club is here to give simple, unbiased information on how to win with money and become a multi-millionaire!

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