I don’t have life insurance. I don’t need it because I don’t have kids or a spouse who depends on my income to survive. If

In this chart, I’m giving IULs way too much credit. I’m assuming they have zero commission fees, zero cost of insurance, 100% participation rate, zero

I’ve never met a permanent life insurance policy that I didn’t dislike. This applies to every name they’re called including whole life, universal life, indexed

Let me start off by saying, I’m not against insurance. It’s a valuable tool in your financial toolbox. I personally pay for a lot of